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SmartLine™ Platinum MasterCard® No Annual Fee, Annual interest rate for cash advances is 19.8% Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time) After that your rate will stay low and become a variable rate of Prime +3.75% on purchases… (0 comment)

A listing of important words and their descriptions used in credit cards documents and terms. It’s important to understand the language the credit cards companies use to market their credit cards. The resources will help you understand what you are getting into when you are applying for a credit card in Canada. Annual Percentage Rate… (0 comment)